Australasian Chapter

Mr. Griffith is the Regional Director of Business Development, Australasia at ACAMS. With more than 20 years of experience in the financial-crime related industry, Nick has been actively engaged with the professionals from the public and private sectors, especially with his support of the ACAMS community as a result. 

Mr. Griffith previously held the position of Regional Sales Director, North Asia with Thomson Financial where his work centred on providing compliance solutions for the major financial institutions across the region. Mr. Griffith was the Asia Pacific founder of World-Check, a globally recognised and market leading AML/CTF and Sanctions compliance solution which today is part of Refinitiv and used by the 50 largest banks in the world as well as several thousand other regulated entities. 

As an independent consultant he worked to successfully help build both Fintech and RegTech businesses. Mr Griffith is highly client-centric and is passionate about providing the right solution to meet the Member’s specific needs. He attained a Post-Graduate Diploma in International Marketing from Kingston University, London.

Email: NGriffith@acams.org

Prior to his retirement, Aub Chapman was a career banker with over 42 years of professional experience.

In his last role at Westpac Banking Corporation, he was responsible for managing a number of functions including Group Fraud Control, Physical Security, Business Continuity Services, Cash and ATM Services as well as managing the group’s compliance with AML/CTF legislation.

Since his retirement, Aub has been consulting in both the public and private sectors, not only in Australia, but also internationally. He specialises in controls against financial crime and management of cash services. His international experience includes assignments for the United Nations, the Asian Development Bank, The Eurasian Group on Money Laundering (on behalf of the FSVC), Bank Negara Malaysia, Institut Bank-Bank Malaysia and the Labuan Offshore Financial Services Authority. He has been a guest speaker at a number of international AML/CTF conferences and international conferences associated with the cash services industry.

Aub is a founding member of the Australasian Chapter, a member of the ACAMS Education Task Force and received the ACAMS AML Professional of the Year award in 2009.

Email: aub.chapman@bigpond.com

Martin is a Director of MD/AML, a specialist AML firm providing consulting and auditing services in New Zealand, Australia and the Pacific Islands. He has consulted full-time as an AML specialist since June 2012. In that time, he has assisted a wide range of entities including registered banks (local and foreign), casinos, large insurance companies, money remitters, foreign exchange traders, fund managers, and trustee companies.

Prior to becoming an AML consultant, Martin commenced his career as a corporate lawyer at Russell McVeagh, one of New Zealand’s largest law firms. He went on to hold held senior legal and compliance roles at ABN AMRO Bank N.V. –New Zealand branch as Associate Director, Legal and Compliance, and with Heartland Building Society, then New Zealand’s largest non-bank deposit taker, as Head of Compliance and Company Secretary.

Martin received his certification as an Anti-Money Laundering Specialist (CAMS) in May 2012, and was the first in Australasia to gain the CAMS Audit advanced certification in April 2014. Martin is also a member of the ACAMS teaching faculties for CAMS and CAMS-Audit.

He also holds degrees in Law and Commerce (Economics) from the University of Auckland.

Email: martin@mdaml.co.nz

Crispin is an award-winning, Financial Crime Risk & Compliance specialist with extensive experience in regulatory compliance, risk controls, governance and assurance. He is currently a Director in Custos Advisory.

Crispin’s in-depth remediation experience in resolving deficiencies raised in both OFAC and AUSTRAC enforcements distinguishes him as one of less than a handful of professionals with such experience in Australia. Crispin thrives in times of crisis and adversity.

In Ria Financial Services, Crispin was recruited to remediate, redesign and rebuild its regional AML/CTF and Sanctions program. Crispin resolved the AUSTRAC enforcement on Ria in 2014. In the same year, Crispin was awarded the HEROES award by Euronet (Ria's parent company).

Crispin previously worked at AMP, Deutsche Bank, CBA, Deloitte, Ernst & Young and OCBC Bank. At AMP, Crispin assisted in the harmonisation of AMP and AXA’s AML/CTF frameworks for use by its post-merger entity. At Deutsche Bank, Crispin was the Compliance Manager in its Central Compliance team responsible for the bank’s Asia Pacific businesses. His role covered the detection and prevention of potential market abuse, insider trading, securities fraud and market manipulation.

In 2008, while at Deloitte, Crispin was seconded to ANZ Bank to be part of the bank's AML & Sanctions team in resolving its OFAC sanctions enforcement matter. It concerned trade finance transactions involving parties in Sudan and Cuba - countries subject to US economic sanctions.

Crispin is a Certified Advanced AML Audit Specialist (CAMS-Audit), Certified Anti-Money Laundering Specialist (CAMS), a Certified Information Systems Security Professional (CISSP) and a Certified Information Systems Auditor (CISA). Crispin co-authored the CAMS study guide and exam questions. He authored the book on the revision to the FATF 40 Recommendations, available on Amazon and teaches International Financial Crime to postgraduate students at the University of Sydney. He regularly presents and publishes his writings through his website, AML Sanctions http://amlsanctions.com.

Crispin has developed deep relationships with regulators and law enforcement agencies in combating financial crime over several years. He is an expert member of The Global Initiative Against Transnational Organized Crime. At the invitation of the Australian Parliamentary Joint Committee on Law Enforcement, Crispin spoke as an industry witness at the “Inquiry into Financial Related Crime”.

Crispin has been serving the ACAMS Australasian Chapter since 2007. The Chapter received Chapter of the Year in 2018 - The first Chapter to receive this award outside of North America.

Email: crispin@amlsanctions.com

Manmohan is a Principal in Deloitte’s Financial Crime practice in Australia, with over 17 years of experience in financial crime risk management, primarily in the financial services and gambling industries.

As a financial crime consultant, he offers a wide range of services in AML/CTF, Sanctions, Fraud, Trade surveillance, and Anti-bribery & corruption. These services include strategy formulation, program effectiveness reviews, tuning and optimization, risk assessments, model validation, technology implementations, market scans, remediation, and regulatory guidance.

Manmohan is a technology enthusiast with a keen interest in applying new technologies in the financial crime domain. He has led global teams in implementing and enhancing various financial crime systems. Additionally, he has designed and implemented detection controls for Transaction Monitoring (including TBML and Correspondent Banking), Customer Risk Rating, Name & Transaction Screening, and Scams. Previously, he was part of the financial crime leadership team at one of Australia's big four banks, where he managed the transaction monitoring and customer detection teams.

He has experience responding to regulatory reviews and audits from AUSTRAC, RBNZ, OCC, HKMA, MAS, and PBOC.

Email: toshniwm@gmail.com

Neil is an experienced executive with over 25 years in the financial services sector. His career has spanned multiple countries, including Australia, the United Kingdom, Singapore, Malaysia, and India. He has held significant roles in organizations such as Bankers Trust, Deutsche Bank, Standard Chartered Bank, Bank of Queensland, Heritage Bank, Commonwealth Bank of Australia, and his own consulting firm. Neil has extensive experience in service delivery operations for global banking and financial crime operational and compliance divisions. He possesses a deep understanding of financial services, customer types, products, channels, jurisdictions, and technology. His expertise includes financial crime compliance programs, covering areas such as anti-money laundering, sanctions, anti-bribery and corruption, and modern slavery. With a strong track record in risk assessment, analysis, and mitigation, Neil approaches challenges with a commercial mindset. He excels in stakeholder engagement and strengthening organizational controls. His experience also encompasses people development, cultural awareness, and leveraging technology and data. Neil is dedicated to helping businesses navigate risks and comply with evolving financial crime regulations in Australia. He holds a Bachelor of Business from Charles Sturt University, is ACAMS certified, and is nearing completion of his Certificate IV in Risk & Compliance (ACI) in 2024. He is committed to continuous learning and professional development.

Emma is Head of Financial Crime Risk Enablement at Bendigo Bank. Emma moved to Australia 9 years ago and has worked across both Investment and Private Banking in London, Singapore and now Australia.

Prior to joining Bendigo Emma was at SkyCity Casino Managing the Control Testing team for AML/CTF program uplift. Emma started her career at Bankers Trust in London as a reconciliations clerk. After temping and travelling she settled at Credit Suisse where she worked for 11 years. She ran teams in Prime Services Middle Office and Reference Data in that time moving from London to Singapore. Emma moved into a Risk Function in Line 1 supporting the business before leaving Credit Suisse to move to Barclays Capital. Emma ran risk teams within Barclays Capital Investment Bank and Private Bank at a regional and Global level prior to emigrating to Australia. Australia has become her permanent home where she and her family naturalised in 2020.

Brien has a diverse career spanning Technology Operations, Banking, Enterprise Program Delivery and Financial Crime.  Brien recently contracted to a Big 4 Australian Bank where he established a new regime for managing the Financial Crime risks associated with new and existing customers in select ‘higher risk’ industries, which required a new KYC and ECDD approach. Prior to that Brien worked in a Financial Crime consulting practice where he provided SME knowledge across a variety of engagements including AML Program uplifts, Independent Reviews, Cross Border payment reviews for AUSTRAC reporting entities across a variety of industry sectors. Brien is the co-chair of the ACAMS Australasia Environmental Crimes Task Force and a member of the ACAMS Australasia Board. He holds an International Diploma of AML/CTF from the Manchester University and a Masters of AML/CTF from Charles Sturt University. Brien lives with his family in Sydney.

Samantha leads KPMG New Zealand’s financial crime consulting practice and has over 18 years of experience in regulatory compliance and risk management in the financial services and gambling sectors. She has worked as a consultant for KPMG since 2016 and since then has worked with multiple clients in both New Zealand and Australia to build a strong reputation on how financial crime risk management can be practical, compliant and effective. She has led KPMG teams in delivering comprehensive enterprise-wide financial crime risk assessments, banking financial crime target operating models, completion of large and complex AML/CFT audits within the regulatory timeframes as well as specialist advisory support to project initiatives.

Originally from the UK, Samantha’s commenced her career in financial services in Australia in 2006, working as a Client Services Manager in an ASX wealth management firm where she supported the implementation of Australia’s AML/CTF Act and Rules into the organisation. She moved to New Zealand in 2010 and worked in risk and compliance roles in JBWere’s (previously Goldmans Sachs JBWere) and OM Financial Limited (now Jarden) where she was responsible for both BAU and regulatory change initiatives.

Samantha holds both a Masters of Laws (LLM) in public International law and a Bachelor of Laws (LLB honours) with European Studies.

Julie-Anne Coghlan is the AML Compliance Manager at Flight Centre Travel Group and has over 14 years of compliance experience.

With a long and diverse career across Travelex, Travel Money Group and Flight Centre she has held a variety of senior roles in operations, training and compliance.

Her career highlight was the set up and expansion of Flight Centre’s Travel Money business into overseas markets; New Zealand, India and the USA.

Jules is qualified in Compliance and Risk Management through the GRC Institute (GRCI) and is an ACAMS Certified Anti-Money Laundering Specialist
(CAMS) and Global Sanctions Specialist (CGSS).

Email: julieanne_coghlan@flightcentre.com

Gary Hughes is an independent barrister in Auckland, specialising in regulatory investigations, advice, prosecutions and court disputes. Involved in AML-CFT work since 2007, when the legislation was first being shaped, he is widely regarded as New Zealand’s most experienced lawyer in this field.

Formerly a partner in a leading litigation law firm, Gary has over 20 years experience in NZ and the UK helping clients resolve compliance issues or investigations by regulators and government agencies. Areas of expertise include AML, Competition law, cartels, consumer protection, fraud, insurance law, privacy, anti-corruption, and financial services/banking regulation cases. Rankings by leading international lawyer guides (eg Chambers Asia-Pacific, Who’s Who Legal) include in areas of Competition law, Insurance, and Regulatory Investigations.

Gary has advised or represented a wide range of reporting entities, from large multi-national banks to small domestic lenders or global remittance businesses and, on occasion, a Supervisor or law firms. He regularly presents or publishes in his core practice areas, and through his website www.law-strategy.nz.

Email: gary@garyhughes.nz

Kylie Oliver is Manager Sanctions Compliance in ANZ’s Enterprise Financial Crime Team located in Melbourne. The role is responsible for policy development and monitoring of compliance with Economic and Trade Sanctions legislation across thirty countries.

A Financial Crime Professional, Kylie has over 10 years experience, most recently leading Financial Intelligence operations overseeing teams based in Melbourne, Bangalore and Manila.

Kylie has spent more than 25 years in the banking and finance arena, across a number of different business units in a wide range of roles including risk, operations and project management, training & development and change & communication. Kylie has worked in Australia, London and the Channel Islands for international banks including ANZ, Grindlays Private Bank and Standard Chartered Bank.

Kylie’s current role at ANZ’s requires a great degree of stakeholder management, engaging with business, risk and legal stakeholders to ensure that Financial Crime policies, procedures and guidelines strike the right balance between risk and commercial considerations.Kylie holds a Masters of Business Administration (Deakin) and Bachelors of Training and Development (Melbourne). She is also a Certified Anti-Money Laundering Specialist (CAMS).

Email: KylieOliverCAMS@bigpond.com

Neil has a unique background in financial crime risk management, spanning over 25 years. Neil began his career as a stockbroker trading equities, bonds, and derivatives, before working within Law Enforcement agencies investigating financial crime, including domestic and international fraud and money laundering, and as a Financial Services Regulator developing AML/CTF regulation and supervision techniques.

Neil has worked at senior levels managing AML/CTF, Sanctions and Anti-Bribery compliance across Europe, the US, Latin America, Asia, and Australia within two major global investment bank, one European financial services company and a major Australian bank.

Neil was founding Joint-Chair of the Association of Certified Anti-Money Laundering Specialists (ACAMS) Australasian Chapter.

Between 2003 and 2006, Neil was a member of the Board of the UK’s Joint Money Laundering Steering Group (JMLSG) which sets the AML/CTF standards for all regulated businesses in the UK.

Neil is a member of the faculty and lectures as part of the International Compliance Association (ICA) Post Graduate Diploma of Applied Anti Money Laundering and Counter Terrorism Management.

Neil was founding member of the Society for Worldwide Interbank Financial Telecommunication (SWIFT) AML and Sanction Advisory Group.

Since 2012, Neil has run a specialist AML/CFT consultancy providing advice and support to business subject to AML/CTF regulation, including undertaking independent reviews of the adequacy AML/CTF systems controls for regulated entities, with a significant focus on capital market participants.

Neil regularly attended the Private Sector Expert forum of the Financial Action Task Force (FATF) -the international body that sets AML/CTF standards globally and was a founding participant in the FATFs FinTech and RegTech Forum in 2017.

Between 2013 and 2018, Neil worked with Thomson Reuters to develop an innovative customer due diligence solution, including the design and development of the first National KYC Utility in South Africa.

Since 2017, Neil has participated in the annual Counter-Terrorist Financing Summit between Australia, Indonesia and Thailand and other ASEAN countries.

In 2017, Neil was appointed by AUSTRAC as their ‘expert witness’ in the civil claim against CBA for AML/CTF breaches, which resulted in CBA paying a settlement of $700 million in 2018.

In July 2019, Neil was authorised by AUSTRAC to be the External Auditor for AfterPay, the Buy Now Pay Later business, to audit AfterPay’s compliance with its obligations under the AML/CTF Act and Rules.

In November 2019, Neil was appointed by AUSTRAC as their ‘expert witness’ in the civil claim against Westpac for AML/CTF breaches, which resulted in Westpac paying a settlement of $1.3 billion.

Gavin Coles has had a 30 year career in identifying, investigating, and preventing financial crime risk, across Asia, Australasia, Europe, and the United States. He has worked for the National Criminal Intelligence Service and Cabinet Office in the UK, been an AML officer for Banks in four countries, and spent almost ten years in Private Banking for Citi at the international level overseeing the AML Program. He is proud to be part of the world-leading AML professional community in Australasia, where ability to move rapidly and try new approaches has resulted in ground breaking advancements in the fight against financial crime. He now consults to organisations across Australasia and elsewhere on financial crime and AML risk issues, providing practical advice to Boards and Executives.

Armina Antoniou has over 25 years of experience as a risk and legal professional with significant gaming and risk management experience.

Armina is the Chief Risk Officer (CRO) of Crown Resorts, having joined in 2021 as the Group Executive GM, Financial Crime Risk. As CRO, Armina leads teams who continue to embed risk transformation across Crown’s multiple properties.

Prior to that, Armina spent over a decade at Australia's largest listed gaming company, Tabcorp, where she held a number of roles in legal and risk management. Armina's career began as a litigator and corporate lawyer at one of Australia’s leading law firms.

Armina is a passionate advocate for diversity and inclusion, a sports fan, and a soccer mum.

Jeremy Moller is a senior risk advisory lawyer located in Sydney for the global law firm Norton Rose Fulbright. He has over 10 years' experience working in Australia, the United Kingdom and New Zealand as a lawyer specialising in anti-money laundering, international sanctions and foreign transparency. 

Working with a team of multi-disciplinary experts within the firm's risk advisory team, Jeremy acts as a trusted advisor to a number of large financial institutions and corporate clients in relation to financial crime compliance with particular emphasis on reporting obligations to AUSTRAC. He is experienced in dealing with a range of regulators both in Australia and overseas. His work includes leading, implementing and reviewing financial crime programs, such as conducting business wide risk assessments, as well as advising on royal commissions and litigation arising out of regulatory investigations.

Having led in a risk and compliance function for an international law firm, he has a unique understanding of the synergies between both legal compliance and operational risk management and provides clients with a holistic and commercial approach to regulatory issues. Jeremy recognises the importance of both improving customer experience and ensuring compliance.

Jeremy sits on the Ethics Committee of the New South Wales Law Society and is a member of the ACAMS Australasian Chapter Advisory Board.