Strengthen Your Due Diligence
Gain the skills to identify, manage, and mitigate customer risk — protecting your business from financial crime and reputational harm.
Why CKYCA?
The Certified Know Your Customer Associate (CKYCA) Certification equips professionals with essential skills to identify, manage, and mitigate customer risk through a risk-based approach to KYC and CDD. CKYCA empowers individuals and organizations to enhance compliance, reduce risk, and demonstrate expertise in customer due diligence.
This certification is for:
- Early-career professionals working in or seeking KYC/CDD roles who want to build foundational customer due diligence skills.
- Individuals with 6–12 months of experience who perform enhanced due diligence and escalate high-risk cases effectively.
- Frontline and operations staff responsible for onboarding, periodic reviews, and maintaining accurate customer profiles.
- Roles such as KYC Analyst, CDD Analyst, Onboarding Analyst/Specialist, KYC Representative, Team Lead, or AML Prevention Representative.
Demonstrate your commitment to KYC/CDD compliance in a complex regulatory environment.
The CKYCA certification equips professionals with the skills and knowledge to navigate regulatory requirements and manage financial crime risk effectively.
The Benefits of CKYCA Certification
Download the CKYCA factsheet for a quick overview of key benefits – whether you’re advancing your career or showing your organization why CKYCA is the right choice.
About the program
The CKYCA program builds the essential skills needed to perform effective KYC, CDD, and EDD activities. Core competencies include:
- Understanding the role of KYC, CDD, and EDD in financial crime prevention
- Applying effective customer onboarding and profile verification processes
- Conducting periodic reviews and maintaining accurate customer information
- Identifying, escalating, and reporting high-risk cases appropriately
Practice exam
The CKYCA practice exam reflects the format, question styles, and topic areas of the real certification test. It is offered in two versions — one without answers and one with answers shown immediately — to help you gauge readiness.
Although the practice questions do not appear on the actual exam, they provide a realistic preparation experience.
Visit our FAQs.
Faculty
Meet the faculty members who deliver course content and help guide your path to ACAMS certification.
The CKYCA Certification opened new career and learning opportunities I didn’t have beforeand gave me a much clearer understanding of how to advance in the AFC field.”
Michael KabatFinancial Crime Specialist, CKYCAACAMS Member
Request a Consultation
Interested in CKYCA for yourself or your team?
Complete the form to schedule a complimentary consultation and learn how CKYCA can support your KYC, CDD, and EDD compliance goals.
How to Get CKYCA Certified
Our globally certified members are also part of the ACAMS community. Therefore, an active ACAMS membership is required to obtain and maintain any ACAMS certification.
Membership provides access to expert insights, resources, and a global network of AFC professionals to stay current with financial crime developments.
If you’re not yet a member, Join ACAMS!
Choose Your Package
Additional Options
Recertify
Stay current and keep your CKYCA designation active
Recertification is required every year for CKYCA, to validate that certified members are maintaining their commitment to continuing professional education. This ensures that the designation is current.
To recertify, professionals must:
- Maintain an active ACAMS membership
- Earn at least two recertification credits per year
For more information on the recertification process, download the Candidate Handbook or visit the Recertification Page.
Recertification is free for all active ACAMS members, that have earned at least two (2) recertification credits per year.
FAQs
Am I eligible to take the CKYCA Exam?
There are no eligibility requirements for CKYCA.
Why is it called Certified Associate instead of Certified Specialist like CAMS and CGSS?
ACAMS associate level certifications are ideal for professionals at an earlier stage in their career than our specialist certifications.
If there are no work or training requirements, why is there an application?
All ACAMS certifications include an exam, and to take the exam you must have completed a test-taker agreement. This is an important component of associate level certification applications.
Will attaining CKYCA count toward CAMS and CGSS eligibility or recertification?
Yes! Candidates receive eight (8) ACAMS credits for completing the online training component of the program.
How do I apply?
Apply online — you can find the form here.
Do I need to login to apply?
Yes. If you already have an ACAMS account (this is free to create – it’s not the same as membership), login with your registered email and password. If you’re new to ACAMS, create a new account here, then you’ll be able to access the application form.
Can I check the status of my CKYCA application after I’ve submitted it?
Yes, login to see how your application is progressing.
How long do I have to take the CKYCA exam?
Once your application has been approved and you have paid, you will be authorized to take the exam. You have four months from that date to schedule and sit the exam. Schedule your exam via the Pearson VUE exam scheduling system.
How can I submit my application?
Submit your CKYCA application here. If you’re having any problems, give us a call.
Is there a web form for the CKYCA application?
Yes, submit your CKYCA application here.
Is the CKYCA application transferable?
No – every individual must submit their own application. However, the exam fee may be transferable to someone else if you no longer wish to sit for CKYCA. Please contact us to discuss.
What languages is CKYCA available in?
ACAMS offers CKYCA in English, Dutch, German, French, Japanese, Spanish, Simplified and Traditional Chinese.
How do I register to take the exam?
Once your application is approved and you have paid the fee, you’ll be emailed instructions on how to schedule your exam at your nearest Pearson VUE testing center.
When can I register to take the exam?
Candidates can register for the exam when they receive their exam authorization.
Where are the Pearson VUE testing centers located?
Find a testing center near you, here. ACAMS also offers online proctoring via Pearson VUE.
Is it possible to take the exam during a conference?
No. The CKYCA exam is only available via Pearson VUE testing centers – they offer a global network of 5000+ locations – or through the Pearson VUE online proctoring system. Find a testing center near you, here.
How do I access the CKYCA study materials?
We’ll email you a link to the online study materials on our learning management system.
Can I view the study guide on a Kindle?
Yes, the CKYCA study guide PDF is viewable on most e-readers.
Is the program structured the same as CAMS and CGSS (study guide, flash cards, virtual classroom, etc.)?
CKYCA in English has an online eLearning course, a study guide, and digital flashcards. Other languages may vary. There is currently no virtual classroom program, for CKYCA.
How long is my CKYCA certification valid?
The CKYCA certification is valid for one year, and graduates can recertify (free of charge) each year by maintaining active ACAMS membership and earning two recertification credits (continuing professional education) each year.
These two recertification credits, can be earned with free ACAMS webinars.
Do credits earned the same year I became CKYCA certified count toward my recertification?
Yes, as long as the credits were earned after you passed the CKYCA exam.
Why should I take a practice exam?
We designed our practice exams to set you up for success. Developed to the same quality standard as the certification exam, the practice exam will give you the best chance of getting certified by:
- Exposing you to samples of certification exam questions
- Building confidence in readiness for the certification exam
- Helping you study in an interactive e-learning environment
- Covering the topic areas included in the actual exam
What is the difference between a practice exam and the certification exam?
The practice exam questions match the question types and topics included in the actual certification exam.*
The practice exam questions follow the same format as the certification exam. There are two versions of the practice exam:
- Practice exam (no answers): one version without answers revealed
- Practice exam (show answers): the same version with answers immediately available
None of the practice exam questions will appear on the certification exam.
*Please note the practice exam is hosted in the ACAMS Learning Management System (LMS), which differs from the environment where the actual certification exam is administered – through our partnership with Pearson VUE.
What is the difference between a post-assessment and a practice exam?
Some Study Materials include post-assessments. Post-assessments are a set of review questions designed to help you assess your knowledge after studying the training materials.
Practice exams enable you to practice real-type exam questions, in order to prepare for your certification examination.
Where can I find my practice exam?
Practice exams are part of your Study Materials. Once you’re registered for your certification program, log into the LMS, find and click on your course, under “My Courses” section. Scroll down the path and choose the practice exam of your choice to begin.
You can access it at any time during your certification program enrolment period.
How many times can I take the practice exam?
You can retake both versions of the practice exam as many times as you wish, even if you score 100% of the questions.
‘’All examinations and the exam materials are the copyright of ACAMS and may not be published, shared, reproduced, or otherwise distributed or disseminated without the express written consent of ACAMS. You will maintain the confidentiality of, and not distribute, share, or disclose any exam materials. You agree not to discuss the content of an examination with anyone, and that you will not record, copy, or disclose any examination question or answers, in whole or in part, directly or indirectly, in any form or by any means whatsoever. Additionally, you represent that you have not received Examination questions or answers from others.
Disclosing exam materials or information about exam materials may result in a lawsuit that may result in paying monetary damages or in you being subject to other court-enforced penalties, criminal penalties, cancellation of your test scores, revocation, or suspension of any of your current certifications, and/or revocation or suspension of your ACAMS memberships.
ACAMS is the final authority that determines in its sole discretion whether you have the privilege of maintaining your membership or any certification, sitting for an examination, and whether any score you receive is satisfactory. Initial receipt of a satisfactory score or certificate does not waive ACAMS’ right and discretion to deem a score non-satisfactory in the event ACAMS determines there were test taking irregularities or that the score may have been obtained by way of unfair advantage (e.g., evidence of cheating). In such an event, your memberships and certificate(s) may be suspended or revoked. In the event ACAMS determines that a certification or examination result was obtained by way of irregularities or unfair advantage, no refunds for examination or membership fees will be provided.’’
Requests for Disability Service Examination Accommodations:
ACAMS® is committed to providing reasonable accommodations to the extent practicable with documented disabilities as defined by local, applicable law. Our intent is to ensure that everyone who makes a request for accommodations is advised of the accommodation process as promptly as possible.
Requests must be submitted at least 30 days prior to test date.
If you have a disability as defined under local, applicable law, please contact accommodations@acams.org to request Disability Service accommodations. The corresponding department will contact you with further information.