Mary
Harbaugh
Mary is a Senior Manager in Crowe’s Financial Services Financial Crime and Digital Security group with over 10 years of financial services experience, both working in FS consulting and working in industry. Mary currently serves as the Financial Crime Consulting Offering Owner, establishing and building relationships with clients in the Financial Services industry and assisting with their needs. Mary serves as one of the firm's subject matter experts for financial crime system implementation, customer due diligence (CDD) program development and implementation, and BSA/AML program assessments. Her client experience includes a variety of institutions ranging from community banks to large global financial services providers.
Mary has led engagements to optimize Financial Crime systems and implemented technology that helps clients combat risk and realize efficiencies. Mary specializes in providing Financial Services consulting services, including customer risk rating system optimization, program assessment, model validation, and outsourced review services. Mary has formerly overseen and led an institution’s Customer and Merchant Due Diligence programs. Mary has worked with several Fintech organizations as part of banking partnership integration, where she led the alignment of Fintech programs to meet bank compliance and due diligence standards. Mary also led a team to complete merchant due diligence of all new and existing merchants. She has extensive experience with BSA examinations and audits and has worked with the FDIC.