ACAMSについて

Dr. Justine Walker has held influential roles at the UK’s Financial Conduct Authority, HM Treasury, and the UN Office on Drugs and Crime.

She is widely recognized for her expertise in sanctions, counterterrorism, and financial crime, and regularly contributes to media, UN expert groups, and parliamentary hearings.

She holds a Ph.D. from the University of St. Andrews.

Kieran Beer is responsible for moneylaundering.com, ACAMS Today and content for ACAMS conferences and programs. 

He has been a financial journalist more than 30 years, with stints at Bloomberg, American Banker, the Bond Buyer and Institutional Investor. Kieran speaks at conferences, has appeared on CNBC and Sky News, and been heard over the airwaves on WBBR and NPR. 

He writes regularly on anti-financial crime issues and hosts “Financial Crime Matters”, an award-winning podcast series.

Karla Monterrosa-Yancey is the award-winning editor-in-chief of ACAMS Today. With two decades of experience in publishing and AFC, Karla oversees editorial strategy and content development for the member publication. She leads a team dedicated to advancing AFC industry knowledge, addressing emerging trends and focusing on member engagement by collaborating with experts and contributors worldwide. Under her guidance the magazine has won over 300 awards.
 

Karla is a board member of the Florida Magazine Association and a former president. She has served as a judge for the Azbees, Folio and the EXCEL awards. Prior to joining ACAMS, Karla worked in the accounting, education and technology industries. Karla received her CAMS in 2008 and is fluent in Spanish and French. She holds a bachelor’s in international relations and a master’s in business administration.

Craig Timm brings over 15 years of experience in AFC, including his tenure at the U.S. Department of Justice as Deputy Chief in the Money Laundering and Asset Recovery Section.

At the DOJ, he led a team of prosecutors enforcing criminal violations related to the Bank Secrecy Act, US economic sanctions, and money laundering laws. Craig also served as a Financial Crimes Executive at Bank of America.

Joby Carpenter has 20 years of experience in national security, economic crime intelligence, and regulation.

He led the strategic intelligence function at the Financial Conduct Authority for six years and previously held roles at HM Treasury and The Office of Security and Counter Terrorism.

He maintains strong connections across government, intelligence, and regulatory bodies, supporting his work in economic crime and national security.

Sam Cousins is a Senior Associate at ACAMS, where his work includes supporting public-private partnerships and strengthening ACAMS thought leadership pillar through the development of content on sanctions and risk, particularly the Sanctions Masterclass program and Global Monthly Update. Sam's work also focuses on countering ransomware financing, which includes enhancing industry awareness of the anti-financial crime risks associated with ransomware attacks and supporting the mitigation of those risks through policies, training and public-private dialogue.

Prior to ACAMS, Sam worked on the Sanctions Policy team at UK Finance - the trade association for the UK banking sector.

Caryn is the Regional Anti-Money Laundering (AML) Director – APAC for ACAMS, where she is the lead English speaking SME practitioner on AML and Financial Crime Compliance across the APAC region. Working closely with APAC and international colleagues, Caryn plays a key role in shaping ACAMS priorities, offerings, and activities across the APAC region.

Caryn brings to ACAMS a wealth of AFC global banking experience that spans Standard Chartered, JP Morgan, Clearstream Banking, UBS AG, ABN Amro and Bank of America. Most recently she was the Head of Financial Crime Compliance Controls, Surveillance Excellence with Standard Chartered Bank, where she was responsible for the end to end process, governance, and risk management of the group wide alert disposition process. Caryn’s expertise covers Client Due Diligence, financial crime business advisory, project management, governance, risk management, and the overarching financial crime compliance framework.

George is a global expert anti-financial crime at ACAMS and member of ACAMS' global SMEs team. He previously headed the Paris branch of a leading corporate intelligence consultancy and has strong credentials in corporate investigations and political risk analysis.

An ACAMS-certified global sanctions specialist (CGSS) and certified anti-money laundering specialist (CAMS), he has expertise in the geopolitics, security and economics of wider Europe and the former Soviet Union. George has written extensively on international affairs and has published to date two books and hundreds of articles.

Colby Adams has served as managing editor of moneylaundering.com since 2016, having joined as a reporter in 2009. He and his staff cover laws and regulations impacting AML compliance; civil, criminal and regulatory cases involving AML and BSA violations; and global efforts against the finances of terrorist organizations and other blacklisted parties.

Silas Bartels is legal editor of moneylaundering.com. He manages a team of attorneys that contribute to the publication’s coverage of financial crime, sanctions and compliance-related issues. The moneylaundering.com legal team provides summaries of complex regulatory enforcement actions and developments in legislation and regulations.

Chelsea Carrick is the New York reporter for moneylaundering.com. She covers regulatory enforcement actions, laws and regulations impacting AML and compliance, financial crime cases and state and federal efforts to target illicit financing.

Koos has been with moneylaundering.com since October 2017. Based in London, he covers illicit finance and AML compliance in Britain and the EU, and has a particular interest in the work of the Financial Action Task Force.

Leily is a NY, NJ-licensed attorney who joined the moneylaundering.com team in 2019. As the Senior Legal Writer, she contributes to the coverage of financial regulations, emerging financial crimes, and sanctions-related issues. Prior to joining ACAMS, she practiced corporate law, both as a litigator and as a commercial transactions lawyer.

Junko Nozawa covers legal topics focused on AML/CTF, corruption, and fraud. Prior to joining ACAMS, she contributed to the work of international criminal tribunals, developed judicial training curricula and workshops, and authored several publications on the human rights implications of anti-terrorism legislation. She holds a law degree from Washington University in St. Louis and an LL.M from Utrecht University on international criminal justice and human rights.

Charlie Passut reports for moneylaundering.com from Washington, D.C., where he covers pending legislation on Capitol Hill, laws and regulations against money laundering and other financial crimes, and the financial services industry’s efforts to comply with them.

Gabriel, now a senior reporter, joined moneylaundering.com in 2019 to cover the development of AML laws and compliance procedures, as well as law enforcement operations in Europe, all with a specific focus on French and German-speaking countries. A data enthusiast, he especially enjoys writing data-driven stories enhanced with charts.

James Candelmo is executive vice president and chief Bank Secrecy Act and AML Sanctions officer for The PNC Financial Services Group.

In this role, he is responsible for the enterprise program within the Independent Risk Management (IRM) organization. Prior to joining PNC in June 2021, Candelmo was the chief Anti-Money Laundering officer (CAMLO) for Capital One.

Before joining Capital One, he served as Bank Secrecy Act officer at Ally Financial. Prior to that, Candelmo was deputy criminal chief (National Security) for the United States Attorney’s office in Raleigh, North Carolina. Before joining the U.S. Attorney’s office, he served 10 years with the Department of Justice in Washington, D.C., as senior trial attorney with the Department’s elite counter-espionage section and fraud section. He is a veteran of both the New England Bank Fraud Task Force and San Diego Bank Fraud Task Force.

Candelmo is a member of the FBI National Security Branch financial sector working group, the Internal Revenue Service Criminal Investigations’ bank forum and the Association of Certified Anti-Money Laundering Specialists (ACAMS) global advisory board and educational task force. He is on the board of the Bank Secrecy Act Coalition and the ABA Financial Crimes Enforcement Conference advisory board. He is a former member of the FBI’s Joint Terrorism Task Force Executive Council for North Carolina.

Candelmo’s awards include the Department of Justice’s Director’s Award for Terrorism Prevention and National Security for his work in public/private partnerships combating money laundering and terrorist financing, and the Central Intelligence Agency Seal Medal for his contributions to national security. He was also named AML Professional of the Year by the Association of Certified Anti-Money Laundering.

He has served as a guest lecturer in financial crimes intelligence units, terrorism and terrorist financing, espionage, cybercrimes, know your customer, suspicious activity review teams, fintech and bank fraud. He has taught as an adjunct professor of law on compliance, national security law and federal criminal law.

Candelmo attended the University of Dayton School of Law where he was named to the Law Review. After graduating law school, he served on active duty with the U.S. Navy Judge Advocate General’s Corps and received his Master of Laws in International Law from Georgetown University.

Andy Bingenheimer is executive vice president and Corporate Chief Information Officer for U.S. Bank.

In this role, he is responsible for technology strategy and delivery for Corporate and Operations Technology, with a focus on technology modernization and operational efficiency. Since joining U.S. Bank in 2015, Bingenheimer has led several transformative initiatives, including implementing a modern ERP platform as part of a finance transformation strategy, driving technology solutions that enabled the bank to exit an AML-related consent order, and executing an automation and AI strategy streamlining back-office operations.

Prior to U.S. Bank, Bingenheimer served as Business Information Officer at Ally Bank, where he developed and executed a technology roadmap that supported the firm’s transition from a largely unregulated financial services company to a fully regulated Bank Holding Company.

Bingenheimer holds a BS from the University of Wisconsin–Whitewater and an MBA from Lake Forest Graduate School of Management. He is an adjunct professor at the University of Minnesota’s Technology Leadership Institute, where he teaches emerging technology, and serves on the boards of Banyan Community and the Minnesota Technology Association.

Jean is the Chief Compliance Officer, Hong Kong and GCNA at Standard Chartered Bank (SCB) Hong Kong. Previously she was Managing Director, Asia Head over Conduct, Financial Crime and Compliance Advisory for Corporate and Investment Banking at SCB and prior to that, Country MLRO at SCB Korea for nearly 3 years. She was a former policy advisor to the Financial Intelligence Unit of Korea’s Financial Services Commission responsible for AML regulations. She also held various senior level roles in Financial Crime Compliance at SCB Group in Singapore. As a US CPA she spent 13 years at KPMG as an external auditor for various global financial institutions in Korea, Japan and Singapore including Citibank, Deutsche Bank, Credit Suisse, HSBC, and JP Morgan Chase. Jean holds a bachelor’s degree from Ewha Womans University where she is a regular AML lecturer. She is a Certified Information System Auditor (CISA) and Certified Anti-Money Laundering Specialist (CAMS).

J. Edward 'Ned' Conway is the Executive Secretary of the Wolfsberg Group, an association of 12 global banks that develops frameworks and guidance for the management of financial crime risks. Prior to his appointment at Wolfsberg, Ned was the Group Head of Financial Crime Compliance Framework and Policies at Banco Santander. He chairs the UN’s Private Sector Dialogue on the disruption of financial crimes related to environmental crime, which he has done since its inauguration in 2021, and he collaborates regularly with the UN Office on Drugs and Crime, training financial intelligence units, central banks and supervisory authorities in the Americas, Africa, the Middle East, and Southeast Asia.  Mr. Conway is the author of  Counterterrorism and Threat Finance Analysis During Wartime (2015) and A Less Vivid Future (2017), with publications in Foreign Affairs, the Wall Street Journal, and peer reviewed journals such as Energy Policy. Prior to working in the private sector, he was a threat finance analyst for the US Department of Defense. He has a PhD in International Relations from the University of St Andrews (Scotland) and a degree in Psychology from Davidson College (North Carolina, USA).

Prior to joining MasterCard, Mr. Fields was with GE Capital for twelve years in various senior compliance officer roles, including Deputy Chief Compliance Officer for both GE Capital Solutions and GE Capital America, AML Counsel, and Compliance Leader – Financial Crimes Compliance Group. Previously Mr. Fields’ practiced White Collar Criminal defense for Wiggin & Dana, LLP, and prior to that he was an Enforcement Attorney with the United States Securities & Exchange Commission.

Mr. Fields is a certified anti-money laundering professional under ACAMS, and served as a founding board member for the ACAMS Connecticut chapter.

Mr. Fields graduate with a Juris Doctorate from Pace School of Law and earned his B.S. from Sacred Heart University in Connecticut. He is a member of the bar for the 2nd District, New York State, and Connecticut.

With a wealth of experience in financial crime compliance, risk management, intelligence, and government, Marc Fungard currently serves as Global Head of Financial Crime at Stripe, where he is the primary accountable executive for Stripe’s global FC programme and responsible for overseeing the effective management of risks across all Stripe’s products, services, and jurisdictions. Prior to Stripe, Marc served in a variety of roles at HSBC as the Global Head of Compliance Analytics and Global Head of the Financial Intelligence Unit. In these roles, Marc helped navigate HSBC through its Deferred Prosecution Agreement and ultimately to deploy a groundbreaking AI-based financial crime solution. Before joining the private sector, Marc held a number of roles at the U.S. Department of Treasury and previously in the US Intelligence Community and diplomatic service.

Mr. William D. Langford, Jr. serves as Deputy Chief Compliance Officer of MUFG Bank and Head of the Global Financial Crimes Division for MUFG. As Deputy Chief Compliance Officer, Mr. Langford is responsible for overseeing the global compliance program of MUFG Bank outside of Japan.  With regard to financial crimes compliance, he is responsible for the program across MUFG globally. He joined MUFG in 2017 as Chief Compliance Officer for the Americas.

In 2015, Mr. Langford joined GE Capital as the Chief Compliance Officer where he led the team responsible for its global compliance program. Before joining GE Capital, he served as the Global Head of Compliance Architecture & Strategy at Citigroup. Previously, Mr. Langford held several positions at JPMorgan Chase & Co., including the Global Head of Compliance and Head of Enterprise Financial Crimes Compliance. Mr. Langford has also served as the Associate Director for the Regulatory Policy and Programs Division of the Financial Crimes Enforcement Network (FinCEN), a bureau of the U.S. Department of the Treasury. He oversaw the Bank Secrecy Act regulatory, compliance and enforcement functions for the Agency. Mr. Langford served as the Senior Advisor to the General Counsel of the U.S. Department of the Treasury, where he focused largely on the implementation of the anti‐terrorism and anti‐money laundering provisions of the USA PATRIOT Act, including the drafting of regulations implementing these provisions.

Mr. Langford has been a member of the Advisory Board at Association of Certified Anti‐Money Laundering Specialists, LLC since September 26, 2017. Mr. Langford graduated with high honors from the University of Texas School of Law and summa cum laude from Hastings College with an undergraduate degree in Mathematics.

Rick McDonell is ACAMS Executive Director and Global Head AML/CFT.

In addition, Rick is principal and co-owner of McDonell-Nadeau Consultants specializing in financial integrity particularly anti-money laundering and counter terrorist financing (AML/CFT). McDonell-Nadeau Consultants offers the full spectrum of AML/CFT strategic and technical expertise and advice to countries and the private sector.

Rick is also well known for his previous role as the FATF Executive Secretary from 2007 to 2016. During his tenure the FATF standards were comprehensively revised, a new compliance assessment methodology to measure the level of effectiveness of countries was adopted, and the current round of country evaluations was begun. He oversaw the expansion of the FATF Global Network to nine FATF‐Style Regional Bodies (FSRBs) comprising over 190 countries.

Before his FATF role, Rick was the Chief of the UN Global Programme against Money Laundering (GPML) and prior to that, the founder and inaugural Executive Secretary of the Asia/Pacific Group on Money Laundering (APG) from 1998 until 2005. Rick has had extensive experience as a prosecutor and investigator leading complex multidisciplinary investigation Task Forces into organised crime cases both nationally and internationally. He has also had experience in private legal practice.

Currently, Rick is also Chair of the Advisory Board and Adjunct Professor for the Executive Master of Arts in Financial Integrity degree (MAFI) at Case Western Reserve University School of Law.
In other fields, Rick is a member of the Advisory Board on the Future of Financial Intelligence Sharing being conducted through the Royal United Services Institute (RUSI), UK and a Council Member of the Sports Integrity Global Alliance (SIGA), an independent global body which has set financial and governance integrity standards for sporting organizations and will soon begin a voluntary compliance assessment process.

Rick is a lawyer with a BA, LLB and Graduate Diploma in Commercial Law from Monash University, Australia.

Elizabeth Rosenberg leads public policy and emerging risk work related to financial crimes and economic sanctions for Bank of America. She is responsible for industry and policymaker engagement related to illicit finance, and engagement in various Public Policy Partnerships. She also coordinates the Bank’s global team that oversees financial threat assessment and strategy for emerging illicit finance risks. Previously, Rosenberg served as the Assistant Secretary for Terrorist Financing and Financial Crimes at the U.S. Department of the Treasury where she led anti-money laundering policy, counter-terrorist financing and -proliferation financing efforts, and the use of sanctions to advance U.S. national security.

John E. Smith, former Director of the U.S. Treasury Department’s Office of Foreign Assets Control (OFAC), is co-head of Morrison Foerster’s National Security practice, and a partner of the Global Risk + Crisis Management group and Investigations + White Collar group. After serving 11 years as a top official at OFAC and three years as its Director, John brings to the firm unmatched experience in economic sanctions, enforcement, and national security.

Both in the United States and globally, clients turn to John for his deep experience and unique perspective on the complexities and escalating risk of U.S. and multilateral sanctions. He is a trusted advisor for clients navigating significant civil and criminal enforcement actions by U.S. and other government prosecutors and regulators.

While serving as a top official at OFAC, John was centrally involved in all aspects of developing, implementing, and enforcing U.S. government sanctions requirements. As OFAC Director, he oversaw every OFAC enforcement case against financial institutions and global operating companies. John played a pivotal role as OFAC moved to the center of our nation’s response to the world’s most complex and challenging national security and foreign policy crises, working closely with other governments and multilateral agencies and the private sector.

John has leading expertise on U.S. sanctions, anti-money laundering (AML), and export controls cases and policies. While serving at OFAC, he worked closely with the U.S. Department of Justice (DOJ) to pursue major sanctions and export controls enforcement matters, including significant civil and criminal penalties against major global actors and noteworthy cases against malicious cyber actors. He has overseen the U.S. government’s economic sanctions efforts, imposing sanctions on heads of state, countries, and illicit actors, conducting enforcement actions against dozens of major financial institutions and companies around the world, and developing innovative sanctions enforcement policies to address evolving U.S. national security priorities.

Dan represents clients in state, federal and foreign regulatory enforcement actions, and provides assistance in establishing, maintaining and monitoring Bank Secrecy Act and anti-money laundering (BSA/AML) compliance programs.

His regulatory and enforcement experience includes more than 30 years at the Office of the Comptroller of the Currency (OCC). As Deputy Chief Counsel from 2000-2016, Dan oversaw major OCC enforcement actions. He played a key role in significant BSA/AML rulemakings and policy issuances. While at the OCC, Dan supervised more than a dozen successful appeals. He was instrumental in bringing the first fair lending action taken by a federal banking agency against a bank and the first Unfair or Deceptive Acts or Practices action taken against a bank.

Dan has testified six times before Congress on enforcement and BSA/AML matters. He is a member of the advisory boards of ACAMS and the ABA/ABA Financial Crimes Enforcement Conference.

Karim Tadjer serves as the Global Head of Financial Crime and Fraud Prevention at ING, where he is responsible for overseeing KYC, Transaction Monitoring, Screening, Fraud, Tax Operations, and the regulatory transformation program.

Before his tenure at ING, Karim led Citibank’s global KYC Program Execution and held senior positions in transaction monitoring, screening, and anti-money laundering across the US, Asia, and Europe. He possesses extensive expertise in know your customer and AML practices, along with a proven track record in managing large-scale regulatory and AML transformation initiatives.

Karim is part of ING’s Management Council and holds an MBA from IE Business School in Spain.

Nadia has an international career within Financial Crime working in the UK, Europe, Scandinavia, Asia and is now based in the US. She has led multiple Financial Crime remediation programmes, strategic technology transformation programmes, and worked extensively on processes across Financial Crime Operations. She has a strong technology focus including the use of models, analytics, and AI. Additionally, she has broad payments experience from traditional banking services to Crypto, Digital Currencies, Banking-As-A-Service (BaaS), and Virtual Asset Service Providers (VASPs). She is strategic and visionary in achieving compliance, cost-management, and great customer experience.

She now works for Rabobank as the Global Head of Transaction Monitoring, covering end-to-end, detection-to-alert handling. Previously, she operated in complex, geopolitical environments both within the banking sector and in defense; her former employers include HSBC, Nordea, and the Royal Navy where she actively served as a Weapon Engineering Officer.