Carl
Francois, CAMS, CAFP
Carl Francois is a Senior Vice President and the BSA/Fraud Officer at Southern First Bank located in Greenville, SC. He is responsible for all aspects of the BSA, OFAC, and Red Flags programs of the bank. Prior to joining Southern First Carl was the Director of Surveillance at South State Bank and was responsible for the oversight of the AML investigations, SAR filing, and Enhanced Due Diligence functions within the FIU. Carl was with South State Bank for over 11 years as it grew approximately ten times in size from when he joined the bank. Prior to joining South State Bank, Carl worked as an FIU Intelligence Analyst at Wachovia/Wells Fargo. In total Carl has over 14 years of experience in the BSA/AML field. Carl holds the designations of Certified Anti-Money Laundering Specialist (CAMS) and Certified AML and Fraud Professional (CAFP). He has a Bachelor of Science degree as well as an MBA from the University of South Carolina and is a graduate of the South Carolina Bankers School.
Email: cfrancois@southernfirst.com