AFC in Practice: Walking Through EWRA Methodology to Weigh and Prioritize Risks

Ms. Dang is an Advanced Certified Anti-Money Laundering Specialist, specializing in Audit (CAMS-Audit), having published a whitepaper, “Financial Inclusion, Developing Economies, and Effective Implementation of the Risk-Based Approach in AML/CTF: The Need for Legislative and Regulatory Leadership to Motivate Private Sector Commitment & the Role of Audit.” She conducted numerous AML trainings around Asia Pacific, including for central banks, financial institutions, and universities. A frequent speaker in APAC, US and Europe, Ms. Dang was the Program Chair for all ACAMS-APAC training events, including the three Annual AML and Financial Crime Conferences (APAC, Indian Subcontinent and Australasia), and annual symposia held in Singapore, Hong Kong, Taipei, Tokyo, Beijing, Shanghai, Jakarta, Kuala Lumpur, Manila, Macau and Seoul.

Ms. Dang has over 25 years’ experience in banking and finance. She was a Bank Examiner at the Federal Reserve Bank of Boston, Manager with Barclays Capital’s Investment Banking Division in Singapore, Director of Business Development at Citibank’s Global Consumer Banking Group in Singapore. In her positions as Director of Business Development, Asia/Pacific, for Thomson Financial, and General Manager of Thomson Financial Publishing, based in Hong Kong, she also developed the first-ever financial-markets news portal for the APAC region, “Thomson Capital Markets Asia“ (TCMAsia.com), launched in 2001.

Ms. Dang holds educational degrees from the US, with a Bachelor of Arts, with honors, from Amherst College and a Master in Public Policy from Harvard University, John F. Kennedy School of Government.

Sophie Moser leads the Financial Crimes Risk Management function for U.S. Bank. In this role, she interacts with the business lines on key AML topics, provides advice and counsel on significant customer and business changes, and assists the businesses through complex financial crimes scenarios.

Sophie has over 13 years of BSA/AML experience in the financial industry at large and mid-size financial institutions. Her financial crimes roles range from governance and oversight, such as policy development, policy implementation oversight, and business line advisory, to financial crimes operations. She started her financial crimes career at the U.S. Department of Treasury’s Office of Intelligence and Analysis where she spent over two years as an intelligence analyst.

Jason Chorlins is the financial services industry practice leader, and spearheads risk management consulting engagements as principal in Kaufman Rossin’s risk advisory services practice. He advises clients on money laundering, internal corporate investigations, due diligence and regulatory compliance matters to help them manage risk.

He oversees anti-money laundering (AML) and Bank Secrecy Act (BSA) consulting engagements and assists financial institutions with transaction look-backs, risk assessments, BSA/AML/OFAC independent testing and customer due diligence reviews. He is an industry leader in assisting financial institutions to perform data and model system calibrations and validations for account and transaction surveillance systems.

Since joining Kaufman Rossin in 2007, Jason has advised a wide range of financial institutions from small, privately owned banks to large, multinational institutions in the United States, Central America, South America and the Caribbean. Jason speaks frequently on BSA/AML and fraud matters across the country, and sits on the ACAMS Education Task Force and board of directors of the Southeast Center for Financial Training (CFT).

Adam Smith has extensive experience in banking and finance, specializing in corporate compliance, regulatory affairs, and risk leadership. His career has focused on the financial services and securities sectors, where he has navigated the complexities of regulatory compliance, managing crucial relationships with key regulatory bodies, and overseeing comprehensive cybersecurity and surveillance programs.

At PNC Bank, Adam is a senior manager within AML Governance and Programs, where he leads the AML Risk Assessment team. In this role, he collaborates with 2nd line advisors to conduct enterprise-wide assessments of the bank's AML and Sanctions risks. Adam's approach is marked by a focus on developing risk assessment strategies to measure and maintain the effectiveness of the AML Program processes.

Adam is a licensed attorney in Alabama and holds multiple certifications, including Certified Regulatory Compliance Manager (CRCM), Certified Anti-Money Laundering Specialist (CAMS), and Certified Enterprise Risk Professional (CERP).

Outside of his professional endeavors, Adam is actively involved in community service, serving on the Board of Directors for various non-profit organizations and regularly volunteering with Habitat for Humanity.