Carolinas Chapter

Nicolas Khouri is currently the Deputy AML/BSA Officer at Ally Bank responsible for leading the execution of key BSA/AML program components such as risk assessments, governance, and business line oversight. Prior to that Nicolas was the Senior Compliance Director at Ally Bank overseeing AML Investigations. As part of his role, Nicolas manages a team that handles all AML investigations, SAR filings and all law enforcement requests and coordination. Before this role, Nicolas was a Senior Audit Director with Ally Bank overseeing all of Compliance and Legal. Nicolas has over 20 years of financial institutions and investment banking auditing and compliance experience focusing mainly on AML and International Operations. Prior to joining Ally, Nicolas spent 7 years as an AML auditor at Wachovia/Wells Fargo Bank. Over the years, Nicolas has developed in depth knowledge in domestic and international AML regulations. Nicolas holds an MBA in Finance and International Business from the George Washington University and is a certified anti-money laundering specialist (CAMS) since 2006. Nicolas has been an invited speaker and/or panelist at several national conferences on AML and auditing including Association of Certified Anti-Money Laundering Specialists (ACAMS), American Bankers Association (ABA), Florida International Banking Association (FIBA), The Institute of Internal Auditors (IIA) and the Financial Markets Association (FMA).

Email: nicolas.khouri@ally.com

Beth Herron, the Manager of the Americas AML Team within the SAS Fraud and Security Intelligence Practice, provides domain expertise in developing, selling, and implementing financial crime solutions. Beth leads a team of subject matter experts who support financial institutions with AML Compliance, Fraud, and NextGen Analytic solutions. Her passion as an anti-money laundering professional came from working within the Financial Intelligence Unit of one of the world’s largest banks. There she led public/private information sharing projects, the consolidation of Fraud and AML into a common case management system and responded to exam inquiries in more than 40 countries throughout Europe, the Middle East and Africa, Asia Pacific and the Americas Beth holds a master’s degree in Industrial Organizational Psychology focusing on research in predicting behavior and behavior modification in the workplace. Beth has been accredited as a Certified Anti-Money Laundering Specialist (CAMS) and currently serves on the board of the ACAMS Carolinas Chapter. In her free time, Beth enjoys distance running, chasing her toddler (a subgenre of distance running), and hiking with her Husband.

Email: Beth.Herron@sas.com

Eddie Robinson is the Global Financial Crimes Risk Executive responsible for AML risk management for the Consumer, Small Business and Merchant Services (CSBB) lines of business. Eddie also leads the Global Financial Crimes Enterprise AML & Sanctions Risk Assessment program. 

Eddie has spent the last ten years as an AML Officer focused on program transformations and remediation and most recently joins Bank of America from USAA where he was the Deputy AML Officer responsible for leading the Anti-Money Laundering (AML) and Sanctions Strategy and Transformation efforts in response to the 2022 OCC Consent order.  He was also responsible for leading the Governance and Risk Management functions, to include Policy and Standards, Risk Assessments, Exam and Issues management, Training, Regulatory Change Management, Board and Management Reporting, and Financial and Operational Planning for the 1500 employee Financial Crimes Compliance unit.  Eddie also served as the designated AML Officer for all non-Bank entities, to include Life Insurance, Property & Casualty, and the Broker-Dealer. 

Prior to USAA, Eddie was Managing Director, Chief AML and Sanctions Officer at TIAA where he was responsible for leading the global AML and Sanctions program, which included eight programs for TIAA Bank, affiliated insurance companies, broker-dealers, and investment companies across 50 countries. Prior to this position, Eddie served as the Bank Secrecy Act and Sanctions Officer for TIAA Bank as well as Enterprise Financial Intelligence Unit Director, where he led TIAA Bank in the closure of the 2013 Consent Order and the transformation of the AML investigative function. 

Earlier in his career, Eddie worked for Ally Financial where he spent the majority of his tenure managing the Global AML Investigations Unit, and later served as the Head of OFAC and Global Sanctions. He has also served as Senior Compliance Officer at Washington Mutual / JP Morgan Chase, where he led the transformation of the Quality Assurance function in response to the Washington Mutual Consent Order.

Eddie is a Certified Anti-Money Laundering Specialist (CAMS) and Certified Fraud Examiner (CFE), and currently serves as a board member of the ACAMS Carolinas Chapter. He also previously served as a plenary member of FinCEN’s BSA Advisory Group (BSAAG).  He holds a B.S. from The University of Texas at San Antonio and a J.D. from St. Mary's University School of Law.

Eddie lives in Charlotte with his wife, Joye, and their rescue pup, Banks.  They have two additional children, Tristan (’00) and Trace (’03).  Tristan is a proud Tar Heel alumni (’22) and a third-year J.D. candidate at the University of Colorado School of Law, and Trace is a senior at the University of Tennessee.

Megan Nelson is the Senior Vice President, Director of Financial Crimes Governance for Truist. Megan is responsible for managing the governance, program framework, and risk identification components of a comprehensive Financial Crimes (FC) program; inclusive of Anti-Money Laundering (AML) regulatory compliance and Enterprise Fraud Management (EFM). This includes Company-wide anti-money laundering, sanctions risk assessments, customer risk rating, know your customer standards, identify theft red flags assessments, and testing/monitoring processes related to AML and fraud. Prior to joining Truist, Megan was the Vice President over the Global Financial Crimes Compliance Risk Management Office for American Express. In this role, Megan had responsibility for enterprise-wide development of standards and processes related to Customer Due Diligence, Financial Crimes risk assessments, and Customer Risk Rating. Prior to that role Megan served as the Bank Secrecy Act/Anti Money Laundering Officer for American Express Bank, FSB. Prior to American Express, Megan served in various Compliance leadership roles including Bank Control Officer for GE Capital, where she led risk identification, assessment, and testing in Compliance and as the Chief Compliance Officer and Bank Secrecy Act Officer and Anti-Money Launder Officer for a banking organization owned by Lehman Brothers. Megan graduated from Mesa State College. She and her husband, have two children and reside in North Carolina.

Email: Megan.Nelson@truist.com

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Amanda Inabinett Wojoski is a Vice President and Senior Lead Business Execution Consultant supporting Wells Fargo’s Consumer Lending Business. In this role she is responsible for strategic initiatives and special project efforts focused on optimizing program oversight via enhancements to front line AML and Sanctions controls. Prior to this Amanda established best-in-bank inherent and residual product and business line risk assessment methodology in the bank’s former Payments, Virtual Solutions and Innovations Business and integrated these program principles within Consumer Lending. Before joining Wells Fargo, Amanda was Financial Crimes Systems and Data Manager at Capital Bank (now First Horizon) where she managed multiple M&A program conversion efforts ensuring successful pre-operational merger cash aggregation for currency transacting reporting compliance as well as transaction monitoring system consolidation. Amanda has over 15 years’ experience in Financial Services data and leadership including, enterprise information management, data quality, analytics software implementation, compliance, testing/audit/exam management, process optimization and global resource management. Amanda holds a Bachelor of Science in Business Administration from the University of South Carolina’s Darla Moore School of Business. Amanda is a certified anti-money laundering specialist (CAMS) and currently serves as Associate Board Member for ACAMS-Carolinas Chapter. She enjoys being involved in community volunteerism and is presently Vice President, Programs for the Parent Teacher Association (PTA) affiliated with her kids’ elementary school in Raleigh, North Carolina. Email: amanda.wojoski@wellsfargo.com

Crecentia Curran has been a Special Agent with the Federal Bureau of Investigation since 2009. In 2011, Crecentia joined the FBI’s Joint Terrorism Task Force (JTTF), where she focuses on investigations involving ISIS/ISIL, al-Qa’ida, and Homegrown Violent Extremists. Additionally, Crecentia serves as the Terrorism Financing Coordinator for the FBI Charlotte Division. Prior to her time on the JTTF, Crecentia investigated white collar crimes, concentrating on accounting fraud. Before joining the FBI, Crecentia worked in compliance for Midcontinent Independent System Operator (MISO), which manages bulk power transmission and the market associated with bulk power trading across 15 U.S. states and the Canadian province of Manitoba. Crecentia began her career with KPMG Indianapolis, where she worked for several years in financial auditing, focusing on clients in software development, manufacturing, and automotive industries. Since 2006 Crecentia has been a licensed CPA. She holds a Bachelor’s degree in Accounting and a Bachelor’s degree in Management Information Systems, both from Indiana State University.

Email: cmcurran@fbi.gov

Special Agent Kelly Harrison has been a sworn law enforcement officer since 2002 and has been with ICE’s Homeland Security Investigations (HSI) since 2009. She currently serves as the acting program manager for HSI Charlotte and its field offices throughout the Carolinas. SA Harrison previously served at HSI’s Headquarters in Washington, D.C. in the Cyber and Operational Technology Division as a Team Lead over a financial group responsible for providing financial technologies support to significant cases across HSI’s global footprint. 

For 14 years of her career, SA Harrison served as a case agent of national security, counterterrorism, human trafficking, child exploitation, and financial investigations. SA Harrison has investigated hundreds of crimes for the federal government, with some resulting in life sentences and affirmed by the 4^th Circuit Court of Appeals. She served as HSI Charlotte’s representative to the FBI Joint Terrorism Task Force (JTTF) and is a certified instructor for the HSI National Academy at the Federal Law Enforcement Training Center (FLETC) in Georgia. Prior to her federal career, SA Harrison worked for the State of North Carolina as a Probation/Parole Officer. SA Harrison is CAMS certified, possesses a Graduate Certificate from East Carolina University, and a BA from Lenoir-Rhyne University. 

Tyler Reynolds is Executive Vice President and Chief BSA/AML Officer at Truist. He directs strategy and oversight of the enterprise financial crimes program including the financial intelligence unit, AML & external fraud investigations, currency transaction reporting, customer due diligence operations, risk management, economic sanctions & customer screening, and enterprise financial crimes strategic initiatives.

Prior to joining U.S. Bank in 2015, Reynolds spent 14 years at large financial institutions working in various national and global leadership roles related to financial crimes compliance, consumer compliance, operational risk, risk program development, and project management. He lives in Charlotte, NC, holds Six Sigma and ACAMs certifications, and is a graduate of Coastal Carolina University.

tyler.reynolds@usbank.com

Michael Hall serves as Senior Vice President and Director of AML and Economic Sanctions. He leads Fifth Third Bank’s AML and economic sanctions programs and is responsible for ensuring compliance with financial crimes laws and regulations. Hall is also the designated Bank Secrecy Act officer. At Fifth Third Bank, Hall leads a team of experienced compliance officers who have financial crimes compliance oversight responsibility for the consumer, commercial, payments and wealth management lines of business. The financial crimes compliance team handles all sanctions screening, AML transaction monitoring, customer due diligence reviews, AML investigations, currency transaction reporting and suspicious activity reporting. In addition, he is responsible for developing and implementing strategies that continue to improve Fifth Third Bank’s overall financial crimes program. Prior to his current position, Hall spent eight years in Bank of America’s AML organization and 20 years in the global banking division based in the US and Europe. Past positions included global head of AML and economic sanctions risk management for all lines of business, head of the line of business AML program for the Global Banking and Markets division and business support executive for the regional president in EMEA. Hall received his Bachelor of Arts from The American University.

Email: michael.hall@53.com

Taylor Grant is a Manager on the Financial Crimes Compliance (FCC) Enterprise Anti-Money Laundering (AML) Program Team at Ally Bank, where her primary roles and responsibilities include: oversight of the Auto and Insurance business lines; internal and external training, including managing the Enterprise ACAMS Membership; management of all AML/OFAC-related Audits, Exams, & Testing; and the assessor for applicable business line Risk Assessments. Taylor has been with Ally for 6 years. She started as a Senior Auditor within the Risk & Compliance Audit group before moving to AML Investigations and has been in her current role with AML Program for 2 years. Prior to joining Ally, Taylor was a Consultant at Protiviti in Charlotte, NC, where she began her career contributing to various AML-related projects. Taylor graduated from The University of Oklahoma with a Bachelor of Arts in Non-Profit Management in 2014 and earned her Master of Science in Business Management from Wake Forest University in 2016.

Sean Marsden is the Deputy Director leading the Credit Specialist Group (CSG) within the Financial Intelligence Unit at Truist. The CSG’s primary responsibilities involve analyzing, documenting, and communicating potential money laundering and other financial crimes related risk associated with parties attempting to obtain commercial credit or other banking related services. Sean has 20 years of banking experience primarily tied to commercial lending and has held various positions within Truist including commercial lender, problem loan administrator, and commercial credit officer prior to joining the Financial Intelligence Unit in May of 2016. Sean is based in Winston-Salem, NC and is a graduate of UNC Wilmington. Sean is a Certified Anti-Money Laundering Specialist (CAMS), Financial Intelligence Specialist (FIS), and maintains his Credit Risk Certification (CRC) through the Risk Management Association.

Email: Sean.Marsden@truist.com

Ms. Cody is a Director, Head of AML Advisory at Sofi. Ms. Cody is a board member for Carolina’s Association of Certified Anti-Money Laundering Specialists and the ABA Board. She is a certified anti-money laundering expert with three professional certifications and a BA from Wells College. She has written several articles and spoken on various topics related to multiple issues within Financial Crime. Ms. Cody holds the position of Director, Head of AML Advisory at Sofi. She serves on the board of directors for the Carolina’s Association of Certified Anti-Money Laundering Specialists and the ABA Board. Possessing three professional certifications, she is a certified anti-money laundering expert and holds a BA from Wells College. Ms. Cody is an author of several articles and a presenter on diverse subjects pertaining to issues within Financial Crime.

April Sinicrope is the AML Officer for the FINRA regulated businesses of U.S. Bancorp (U.S. Bancorp Investments, U.S. Bancorp Advisors and PFM Fund Distributors). As part of the Risk Management function within Enterprise Financial Crimes Compliance (EFCC), Mrs. Sinicrope provides financial crimes program oversight and support, as well as risk-based advisory services for the broker dealers. Prior to joining U.S. Bancorp in 2017, Mrs. Sinicrope worked in the financial services industry for over 20 years holding senior risk and compliance positions at large financial institutions. April has an undergraduate degree from Park University and a graduate degree from the University of Phoenix. She is FINRA Series 7 and 24 registered, a Certified Fraud Examiner (CFE), and Certified Anti-Money Laundering Specialist (CAMS).

Email: April.Sinicrope@usbank.com

Jake Sorrentino leads TEKsystems’ Governance, Risk and Compliance division for the Southeast, with an emphasis in Financial Crimes consulting services.  TEKsystems is a staff augmentation and consulting firm which provides managed solutions and talent services to the banking and financial services industry.  Jake has spent the last 10 years providing support to systemically important banks within key areas related to Bank Secrecy Act / Anti-Money Laundering requirements. In addition to directly providing oversight and delivery of these services to the client, Jake also manages a team of dedicated solutions executives across the United States.  Prior to joining TEKsystems, Jake graduated from Clemson University with a Bachelor of Science in International Management.

Wendy is a Senior Vice President and Senior Manager, leading the FCRM Program Governance and Oversight team at Regions Bank. In this capacity, she is responsible for policy management, risk assessments, anti-bribery and anti-corruption initiatives, and financial crimes testing functions. Wendy brings over two decades of experience in the financial services industry, specializing in financial crimes compliance and strategy execution to meet enterprise and regulatory requirements.

Prior to joining Regions, Wendy served as the Consumer Lending Financial Crimes Leader at Wells Fargo. Her previous leadership roles include BSA Office at Capital Bank, Policy and Program Management at PNC, and Senior Manager of Compliance Strategy at RBC.

Wendy holds a degree from East Carolina University and has been a Certified Anti-Money Laundering Specialist (CAMS) since 2007. she is an active member of the compliance community and currently serves on the board of the ACAMS Carolinas Chapter. Wendy resides in North Carolina with her family.