Greater Philadelphia Chapter

Kevin Toth leads the Special Investigations Unit (SIU) at Capital One, where he is responsible for overseeing time-sensitive investigations on high-risk typologies, emerging trends, and matters of national security.   Kevin is known as a complex investigations subject matter expert and has significant experience in conducting investigations and guiding teams in proactively identifying and targeting the highest-risk AML typologies.

Kevin earned the Advanced ACAMS-Financial Crimes Investigations (CAMS-FCI) and Certified Fraud Examiner (CFE) certifications.  He has also been published twice by ACAMS.  The first publication was his white paper titled “The Convergence of Cyber, Fraud, and AML”  and Kevin’s publication titled “Shake, Bake, and Launder'' was featured as the cover article of ACAMS Today in December 2020.

Kevin is also a Steering Committee member of the U.S. Financial Coalition Against Child Sexual Exploitation (U.S. FCACSE).  Within this group,  Kevin co-founded and is the National Co-Chair of the Rapid Response Program, which established an industry leading initiative that has led to the rescue of numerous critically endangered missing children.

Kevin has spoken at several conferences and events, including the 2020 and 2021 ACAMS Vegas Conferences, numerous ACAMS Chapter events, and other diverse audiences such as in university settings and presentations to the Board of Directors of a national non-profit organization.  He has a Master’s in Criminal Justice with a Homeland Security Specialization and a Bachelor’s of Science in Finance.

Email: kevin.toth@capitalone.com

Arpita is a Certified Anti Money Laundering Specialist and Scrum Master with 12+ years of experience helping financial institutions develop their AML written programs, customer risk rating, and transaction monitoring models. She is a board member for the Association of Certified Antimoney Laundering Specialists (ACAMS) as well as Drexel University Accounting Advisory Council. Currently she is a Chief Compliance Officer at a Philly based start up in the sports betting industry, developing their compliance foundation as they launch and expand into multiple jurisdictions.

Alex Feldman is a Certified Anti Money Laundering Specialist (CAMS) and since 2013 has been working within, consulting for, and enforcing regulatory compliance of financial services companies.

Currently, Alex is a Bank Examiner for the Office of the Comptroller of the Currency (OCC), where he is responsible for evaluating Mega Banks compliance with BSA/AML and other compliance regulations.

Prior roles for Alex include: BSA Risk Specialist for the Federal Reserve Bank of Philadelphia, Senior Manager at BDO USA, P.C., and Team Lead SAR Triage Unit at HSBC USA. He has domestic as well as international experience, having served assignments in various roles in China, Hong Kong, Puerto Rico, Singapore, Bermuda, United Kingdom, and Switzerland.

Alex earned his B.A. from The College of New Jersey and his J.D. from the Kline School of Law Drexel University. He is an adjunct professor of Financial Crimes Compliance at the Kline School of Law at Drexel University.

An academic-turned-practitioner, Dr. Frasher brings over 20 years subject matter expertise in geopolitics, finance, terrorism, illicit flows, and data privacy with leadership experience in leading multi-disciplinary teams to build AML/CFT and Sanctions compliance products and services for a global clientele.

She is a leading expert on the intersection of financial crime compliance (FCC) and data privacy and protection (DPP). An experienced international speaker and author, her work has been featured in Harvard Business Review, American Banker, CoinDesk’s Consensus, the International Association of Privacy Professionals (IAPP), ACAMS Moneylaundering.com, AML Intelligence, and SWIFT’s Sibos, among others. Frasher’s 2016 SWIFT Institute sponsored work on US-EU FCC and DPP risks for multinationals was the first study of its kind; in 2017 and 2019 she designed a transaction monitoring data methodology with frameworks for multijurisdictional and line of business enterprise risk calibration; and intelligence-led data schema utilizing criminal typologies for public-private partnerships – all presented practical solutions for strategic and entity-level data exchange to comply with DPP and FCC law and requirements.

In her corporate career, Frasher served in key leadership positions at LexisNexis Risk Solutions as Director of Global Content for WorldCompliance, and Sr. Director of Financial Crime Practice at Moody’s Analytics, where she led privacy program implementation, regulatory analysis and engagement, KYC data and platform product development, and client consultations on compliance best practices for Sanctions, beneficial ownership registries, KYC, KYS, KYB, TBML and other topics and across multiple business lines and sectors.

She is currently the CEO and Principal of Frasher Risk Advisory LLC, an expert with the EU AML/CFT Global Facility on Beneficial Ownership, Privacy and Data Sharing, an external geopolitical analyst with Oxford Analytica, Chair of the Data Experts Group of the Global Coalition to Fight Financial Crime, and a standing member of the Privacy Research Group at the NYU School of Law.

Frasher earned a PhD in history focusing on International Political Economy from Texas A&M University, holds multiple MA and BA degrees in political science, history, and foreign languages, and is a Certified Anti-Money Laundering Specialist. In 2014, she was Fulbright-Schuman Scholar to Belgium and Malta (sponsored by the US State Department and European Commission) on US-EU financial data sharing for transatlantic counter-terrorism cooperation.

Nicole is a passionate financial crimes professional with 24 years of experience in the finance industry and 18 years in the BSA/AML space. Nicole also has a background in bank fraud, physical security, and operations. Nicole leverages the training she obtained when she was an Intelligence Analyst for the Army National Guard to create AML programs designed to exploit the financial institution’s risk in its area of operation, organize and analyze intelligence in complex AML investigations, and communicate the trends, tactics, and procedures of threat actors that post the most risk to the institution.

Nicole has experience working in BSA for both a community bank and a credit union. This experience has provided her with a unique perspective, sound understanding, and an awareness of the diverse challenges that both banks and credit unions face in BSA Compliance.

Daronn Grosvenor is the Senior Manager of Compliance Strategy at Novo, where he is responsible for overseeing the regulatory compliance program, including written program development, emerging risk mitigation, compliance operations and testing.

With over 14 years of experience in the financial industry, he has led multiple initiatives across a range of regulatory concentrations, including BSA/AML compliance. Daronn has worked/consulted with many financial institutions, including banks, credit unions and FinTech companies - with both a US domestic and international regulatory compliance footprint. His expertise spans across compliance program management, systems intelligence, and process/system implementation.

Daronn is a Certified Anti Money Laundering Specialist (CAMS) and holds a bachelor's degree in Accounting from Rutgers University.

Scott Carr is a Financial Crimes Program Lead at Vanguard. He has impacts into every facet of the company’s business as he ensures that the firm complies with Bank Secrecy Act / Anti-money laundering (“BSA”/”AML”) and Office of Foreign Assets Control (“OFAC”) regulations. He has over 14 years in the BSA/AML field, serving in various roles with experiences including compliance; risk assessments; transaction monitoring models; sanctions; conducting investigations; quality assurance; developing and delivering comprehensive training; as well as coaching and development for both financial crimes professionals and delivering firm-wide courses.

Scott is a graduate of Penn State University with a bachelor’s degree in Administration of Justice and a Certified Anti-Money Laundering Specialist (or CAMS).

Julie Hearn-Nicely is the Vice President of Bank Secrecy Act/Anti-Money Laundering Compliance at Firstrust Bank. She has 15 years of BSA/AML compliance experience with privately held and publicly traded financial institutions and holds two professional BSA/AML compliance certifications.

Her background includes a strong emphasis in BSA/AML/OFAC compliance, risk management, fraud, and physical security. She manages the BSA department and is responsible for establishing and implementing bank regulatory policies, procedures, and practices to help detect and deter financial crimes and promoting an efficient, risk-based process for monitoring, identifying, and reporting suspicious activity.

Julie is a Summa Cum Laude graduate of Immaculata University with a graduate degree in Organization Leadership and undergraduate degrees in Financial Management and Business Management.

She serves on the Board for the Business Advisory Board at Immaculata University and is Co-Chair of the Mentoring Committee, serves on the Emergency Management Planning Commission for Upper Uwchlan Township, and is a member of the American Red Cross where she serves as a lead responder for the Disaster Action Team and teaches emergency preparedness to elementary school children.