Theresa
Baker-Smith
Theresa “Terry” Baker-Smith, Director of Financial Crimes Risk Management and BSA Officer, Zions Bancorporation, N.A.
Theresa.baker-smith@zionsbancorp.com
Terry Baker-Smith is the Director Financial Crimes Risk Management & BSA Officer for Zions Bancorporation, N.A. With more than 30 years of banking experience, Terry has held senior management positions in BSA/AML Compliance, Internal Audit, Corporate Compliance and Corporate Investigations/Due Diligence as well as working as a consultant for seven years for the financial services industry. Her banking roles have involved working directly with Executive Management, Board of Directors and regulatory examiners. Terry’s experiences as a consultant included leading look-backs, rules optimization reviews, international bank program review and completing AML/BSA and OFAC risk assessments.
Terry earned a Bachelor of Science degree in Accounting and Marketing from Clarion University of Pennsylvania. She has held Certified Public Accountant (CPA) and Certified Fraud Examiner (CFE) certifications and is CAMS certified. She also completed the Penn State University Executive Management Program and the BAI National Compliance School in Norman, Oklahoma; was an instructor for the Western Pennsylvania FBI Academy; and has been a speaker at multiple fraud and AML conferences.